Author: buffandbucks@gmail.com

Banking consolidation and mega mergers are reshaping the financial sector globally, and India is witnessing this transformation at an accelerated pace. These large-scale structural changes are designed to strengthen banks, enhance efficiency, and improve the stability of the entire financial ecosystem. Understanding how consolidation works—and its impact on customers, investors, and the economy—is crucial in today’s evolving financial landscape. What Is Banking Consolidation? Why Mega Mergers Matter in Banking Mega mergers involve the unification of large financial institutions to create banks with massive balance sheets and expanded operational capacity. Their importance lies in: These mergers help build banking institutions capable…