Author: buffandbucks@gmail.com

Introduction Life is unpredictable. A medical emergency, sudden job loss, urgent home repair, or unexpected travel can disrupt your finances overnight. This is where an emergency fund becomes essential. An emergency fund is not about growing wealth or earning high returns; it is about financial safety and peace of mind. Yet, many people either ignore it or are unsure how much money they really need to save. In this guide, we will explain what an emergency fund is, how much you should keep, where to store it, and how to build it efficiently—without stress. What Is an Emergency Fund? An…